How to Apply for an IOS Personal Loan Online


Have you ever felt like this life sometimes makes you suffocate with financial problems? Don’t worry, because IOS personal loans have the answer.

Did you know, with an IOS loan, you can forget all those problems because the application is easy, fast and safe.

Did you know, one of the best services about this IOS loan is the speed in the application process.

If you are applying for a loan at the bank, confirm that you know the process, right? Documents are slow, you have to wait for days, sometimes even get rejected.

But with IOS personal loan, it’s a different story. The application can be made online, no need to wait in long queues.

After submitting, just wait a moment, you will get the result. Do you want to know how to apply for an IOS loan? Let’s see the steps.

IOS Personal Loan Loan
IOS Personal Loan Loan

Why IOS Loan?

There are many reasons why we should choose an IOS loan. Below we list the reasons why this IOS personal loan is attractive and different from others:

  • The application process is simple and fast. You can apply online with just a few clicks.
  • Pass in no time. You don’t have to wait for days to know the results.
  • Get money in a short time too. You need money fast, right?
  • IOS loans have various payment period options. You can choose the one that best suits your financial ability.
  • You can use the loan money for anything you need. Want to pay bills, buy things, or go on vacation, everything is possible.
  • You don’t have to worry about a lot of documents. Application requirements are simple and easy to understand.
  • Basic documents such as identity cards and salary statements are sufficient.
  • The interest rates offered by IOS Loans are competitive. Lower than many other financial institutions.
  • IOS loans are unsecured loans. You do not need to put a house or vehicle as collateral.

Advantages of MY IOS Loan

Apart from the reasons already mentioned, IOS Loan also offers some special advantages:

  • You can get money within 1 to 5 days only after the application is confirmed.
  • Loan IOS provides help and guidance to apply for a loan even if you are blacklisted or bankrupt.
  • The payment method with auto-debit is very easy and reduces the difficulty in the payment process.
  • IOS Loan allows you to borrow up to RM50,000, giving you more flexibility in your spending.
  • The loan repayment period can be chosen from 90 days to 24 months, giving you more options.
  • The maximum interest rate offered is 0.75%, making it more affordable than many other options.
  • IOS Loans do not charge application or processing fees. You don’t have to pay anything extra.

Application Conditions

Before you apply for an IOS Loan, there are some application conditions that need to be taken into account:

  • You need to be a Malaysian citizen.
  • You must be 18 years of age or older.
  • IOS loans are open to all types of workers, including government workers, factory workers, private workers, and retirees.
  • You need to receive salary through a bank account.
  • If you are blacklisted, don’t worry, you are still eligible to apply.

How to Apply for an IOS Online Loan

Want to know how to apply for an IOS loan? It’s nice! Follow these steps:

  1. Go to IOS Loan Website.
  2. Select Loan Amount and Period Payment.
  3. Select state.
  4. Enter Telephone No You. Then click First Time Login.
  5. Fill in the required personal information correctly.
  6. Upload the required documents such as identity card and salary statement.
  7. Make sure all documents are valid and up to date.
  8. IOS Loans will evaluate your application quickly.
  9. In a short time, you will be able to know whether your application passed or not.
  10. If the application is successful, the money will be deposited into your bank account.

Also read how to apply for an instant money loan 24 hours without documents.

IOS Personal Loan Schedule

The following is an example of an IOS personal loan schedule with 1.5% interest:

Amount (RM) 6 Months 10 Months 12 Months 18 Months 24 Months
1,000 181.67 115 98.33 70.56 56.67
2,000 363.33 230 196.67 141.11 113.33
3,000 545 345 295 211.67 170
4,000 726.67 460 393.33 282.22 226.67
5,000 908.33 575 491.67 352.78 283.33
6,000 1090 690 590 423.33 340
7,000 1271.67 805 688.33 493.89 396.67
8,000 1453.33 920 786.67 564.44 453.33
9,000 1635 1035 885 635 510
10,000 1816.67 1150 983.33 705.56 566.67

MY IOS Malaysia branch

If you want to visit the IOS branch in your state, you can see the following makumat:

Location Address Operation hours
KL & SELANGOR Oasis Square, E-11-07 Capital 5, No.2, Jalan PJU 1A/7A, Ara Damansara, 47301 Petaling Jaya, Selangor. Mon-Fri 9am to 6pm Sat 9am to 3pm
SERENMAN Lot 2-07 Centrepoint Seremban, Lot PT 9149, Jalan Dato Siamang Gagap, 70100 Seremban, Negeri Sembilan. Mon-Sun 10am to 10pm
KEDAH S51, No. 2, Star Parade Complex, Jalan Teluk Wanjah, 05200 Alor Setar, Kedah. Mon-Sun 10am to 10pm
JOHOR (Skudai) Lot 3-85, Tasek Plaza, No. 2, Jalan Pendekar 16, Taman Ungku Tun Aminah, 81300 Skudai, Johor. Mon-Sun 10am to 10pm
PENANG FM04, Mydin Mall Bukit Mertajam, Lot 3424,1619, 1611,1511 & 850, Mukim 6, Jalan Baru, Seberang Perai Tengah, 13600 Seberang Perai, Penang. Mon-Sun 10am to 10pm
PAHANG (Coming Soon) Lot 2.02, 2nd Floor Berjaya Megamall, Jalan Tun Ismail, 25000 Kuantan Pahang, Malaysia. Mon-Sun 10am to 10pm
JOHOR (Kluang) Lot 1-71, Jalan Rambutan, Taman Suria, 86000 Kluang, Johor. Mon-Sun 10am to 10pm
IPOH De Garden – DL1-2/3A & DL1-2/11, 1st Floor, 7 Avenue, De Garden No 1 Persiaran Medan Ipoh, 31400 Ipoh, Perak. Mon-Sun 10am to 10pm

How to Contact IOS Personal Loan

The way to contact IOS Personal Loan via phone number 1800 888 105 and email address is as follows:

Phone 1800 888 105

If you want to call IOS, you can follow the following steps:

  1. Pick up your phone.
  2. Dial the number 1800 888 105.
  3. Follow the instructions given for language selection and then select the number that corresponds to the question or assistance you need.
  4. Talk to a customer representative who will help you with any questions or problems related to IOS Loans.


Have any long and detailed questions? Please contact via email:

  1. Open an email application or go to your email website.
  2. Write a new email.
  3. In the room Receiver or Email addresstype the email address
  4. Write an email subject related to the question or matter you want to ask.
  5. Write your message or question in the body of the email clearly and in detail.
  6. If you have any documents or attachments that need to be included, be sure to attach them in the email.
  7. Double check the email to make sure all the information is correct and complete.
  8. Send an email.

By following the steps above, you can easily contact IOS Personal Loan to get help or answer any questions you may have.

IOS loans are a great option if you need money quickly and without many problems.

The easy and fast application process, simple terms, and competitive interest rates make IOS loans stand out in the market.

So, if you are in urgent need of money, do not hesitate to consider an IOS personal loan.


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